https://hdl.handle.net/20.500.11984/475 2026-04-04T10:59:59Z https://hdl.handle.net/20.500.11984/14075 Una mirada feminista a la Economía Social y Solidaria: Espacio de encuentro entre EES y EF Arando-Lasagabaster, Saioa; Elio-Cemborain, Eunate La participación activa de las mujeres en las entidades de Economía Social y Solidaria (ESS) encuentra su fundamentación en la oportunidad de acceder a empleo digno, formar parte de proyectos que les permitan ejercer la toma de decisiones, integrarse en entornos laborales igualitarios y fomentar el liderazgo. Dada la base de principios y valores que sustentan la ESS, diversos estudios resaltan su papel fundamental en la reversión de las desigualdades de género, estableciendo un diálogo esencial con la economía feminista. El objetivo de este artículo es realizar una revisión sobre los desafíos y retos de las entidades de ESS desde una perspectiva de género. Para ello, se revisan las principales contribuciones y planteamientos de la economía feminista, se examinan los espacios de encuentro de la ESS y la economía feminista y se proponen los elementos de avance para abordar en las entidades de la ESS la perspectiva feminista. 2024-01-01T00:00:00Z https://hdl.handle.net/20.500.11984/14074 Work-family conflict in social economy organisations. Individual differences in the employees’ demographic profile Villajos, Esther; Pérez Nebra, Amalia; Legarra Eizagirre, Maite; Elio-Cemborain, Eunate The changes and diversity in the demographic profile of the Spanish workforce have sparked a great deal of interest, particularly in human resource management. Examining the intricate balance that individuals and organisations strike between family, gender, and work responsibilities becomes particularly crucial, especially in the context of families with children. The conflict between work and family may originate in either domain. Thus, the direction of the conflict becomes relevant at both a personal and organisational level, to understand whether work interferes with family (WFC), or family interferes with work (FWC). However, in social economy organisations these conflicts might be exhibited differently, given how these types of organisations tend to be more horizontal, social, feminine, and participative. This means that the conflict between family and work could be less harmful. With this in mind, our goal was to analyse whether children, based on their age, influence work-family conflict, and to assess any gender differences. Results revealed some differences regarding the age of children in the work-family and family-work conflict between women and men. Practical and theoretical implications are discussed throughout the paper. 2024-01-01T00:00:00Z https://hdl.handle.net/20.500.11984/14072 The Impact of Mobile Money and CBDCs on Remittance Fees: Evidence from Nigeria and Sub-Saharan Africa Giraldo Gordillo, Francisco Elieser This study investigates the potential effects of Mobile Money (MM) and Central Bank Digital Currencies (CBDCs) on the average transaction costs of remittances to Sub-Saharan Africa (SSA), with a focus on Nigeria. While much of the current literature highlights the theoretical benefits of CBDCs in reducing intermediation costs, empirical evidence remains limited. The analysis combines descriptive statistics and regression models to examine the role of MM in reducing remittance fees across SSA. In addition, the Synthetic Control Method (SCM) is applied to assess the post-launch impact of Nigeria’s CBDC, the eNaira, on inward remittance costs. Results show that MM adoption is associated with significant reductions in remittance costs, reinforcing its importance as a tool for financial inclusion and efficiency. In contrast, the eNaira is not yet associated with transaction fee reduction and has not displaced the bank-dominated remittance channels, which are the most expensive. These findings suggest that while CBDCs hold promise, their effectiveness in emerging markets depends on complementary digital infrastructure and policies that support competition and interoperability. This paper offers one of the first empirical assessments of a CBDC’s economic impact on remittance costs, moving beyond largely theoretical or technical discussions. Jointly analyzing MM and CBDCs provides novel insights into their interaction and highlights policy considerations for emerging markets piloting CBDCs or expanding MM infrastructure. 2026-01-01T00:00:00Z https://hdl.handle.net/20.500.11984/14069 Exploring the relationship between the gender composition of senior company bodies and surplus distribution in worker cooperatives in the MONDRAGON Corporation Ibarzabal-Zulaika, Ainhoa; Arenaza-Bengoa, Iñaki; Herce-Lezeta, Beñat; Freundlich, Frederick This study examines the influence of gender composition of the governing council (GC) and senior management council (SMC) of worker cooperatives on the distribution of cooperative surplus. The analysis relies on a panel dataset of 383 observations from 82 worker cooperatives, member firms of the MONDRAGON Corporation, over the period 2010–2022. Using the System generalized method of moments panel data methodology, the results indicate that gender composition does have an impact. Data on GCs’ gender composition on surplus distribution suggest that a higher proportion of women on these councils is associated with lower surplus allocations, in line with the substitution perspective of agency theory and several studies on women's behaviour in decision-making bodies. Conversely, in the case of the SMCs, a positive relationship is observed between the proportion of women and surplus distribution. Although agency conflicts should be minimal in the cooperative context, the different results observed between the two governance bodies suggest that certain agency effects may be present. This suggests that the configuration and functioning of decision-making bodies can play a key role in how surpluses are managed and distributed. These findings contribute to the literature by advancing our understanding of gender effects on senior-level financial decision-making processes in worker cooperatives. 2025-12-01T00:00:00Z